yono sbi project report

If you're preparing a project report for a loan application through YONO SBI (State Bank of India) — for a business like a Vermicompost Unit, Vegetable Dehydration Plant, or any other MSME/startup venture — you’ll need to submit a structured Project Report that meets SBI’s lending guidelines.

Here’s a standard format for a YONO SBI-compatible Project Report, which you can customize depending on your business type:

✅ PROJECT REPORT

For SBI/YONO Business Loan

1. General Information

Name of Applicant: [Your Name / Firm Name]

Business Constitution: Proprietorship / Partnership / LLP / Pvt Ltd

Business Address: [Full Address]

Udyam Registration No.: [If applicable]

GST Number: [If applicable]

PAN / Aadhar: [Both]

Contact Details: [Phone & Email]

2. Project Summary
Particular Details
Business Type [e.g., Vermicompost Production]
Sector Agriculture / Manufacturing / Services
Project Location [Village / Town / City Name]
Total Project Cost ₹ [e.g., 5,00,000]
Loan Required ₹ [e.g., 4,00,000]
Promoter’s Share ₹ [e.g., 1,00,000]
Repayment Period [e.g., 3 years]
3. Business Details
3.1 Description of Business

Brief introduction to your business idea.

What you produce or offer (e.g., vermicompost, dehydrated vegetables, etc.)

Raw material sources, production process, and end product.

3.2 Promoter's Profile

Your background, education, experience.

Any previous business/income activity.

3.3 Objective of the Project

Income generation through eco-friendly organic waste recycling.

Supply of organic compost to farmers/gardeners/nurseries.

Promote sustainable agriculture.

4. Cost of Project
Head Amount (₹)
Land development / Shed x,xx,xxx
Machinery & Equipment x,xx,xxx
Raw Material (Initial stock) x,xx,xxx
Labor, Utilities & Misc. x,xx,xxx
Working Capital (3 months) x,xx,xxx
Total Project Cost ₹ x,xx,xxx
5. Means of Finance
Source Amount (₹)
Promoter’s Contribution x,xx,xxx
Bank Loan (Sought from SBI) x,xx,xxx
Government Subsidy (if any) x,xx,xxx
Total ₹ x,xx,xxx
6. Income & Profit Projection
Year Production (Tons) Sales (₹) Expenses (₹) Net Profit (₹)
1 10 1,20,000 80,000 40,000
2 12 1,44,000 90,000 54,000
3 15 1,80,000 1,00,000 80,000
7. Marketing Strategy

Direct sale to nearby farmers, nurseries, retailers.

Local agri exhibitions and markets.

Online listings or tie-ups with cooperatives.

8. Repayment Plan
Year EMI / Installment (₹) Total Paid (₹)
1 7,000 x 12 = 84,000 84,000
2 7,000 x 12 = 84,000 84,000
3 7,000 x 12 = 84,000 84,000

Loan Repayment: ₹7,000/month for 3 years with annual interest @9% (indicative)

9. Documents Checklist for SBI/YONO Loan

✔️ Aadhaar & PAN Card
✔️ Udyam Registration (MSME)
✔️ Bank statement (last 6 months)
✔️ Quotation for machinery
✔️ Rent agreement or land ownership proof
✔️ Passport-size photos
✔️ DPR / Project Report (this document)

10. Declaration

I hereby declare that the information provided is true and correct to the best of my knowledge. I am solely responsible for all financial obligations and undertake to repay the loan as per terms.

Date:
Place:
Signature:
[Your Name]

📁 Want a ready-made DOCX or PDF version?

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Editable MS Word version

Attached Excel financials

Customizations for specific business type (FPO, SHG, farmer, etc.)

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Nature of business (vermicompost, trading, manufacturing, etc.)

Loan amount

Location

Capacity / scale of operations